Everyone should prepare for sudden expenses by regularly putting money aside for things like a broken washing machine or boiler – but there is such a thing as too much emergency cash. It’s best to split your savings, so you’re keeping some to hand for emergencies and putting the rest where it can work harder for you.
If you save regularly, you’ll quickly find that your savings add up and keep growing. Get into the habit and watch your money turn into more money.
Some tips and tricks for putting your money to good use
Managing money and making ends meet when you’re on a low income takes careful organisation. So we’ve pulled together some of the best ways to make sure you’re using all the tricks in the book to help you stay in control when you’re on a tight budget.
Scams are getting more and more sophisticated, particularly when it comes to targeting you online and through mobile devices. In this guide we take a look at how you can recognise a scam, protect yourself and what to do if you’re a victim or have been targeted.
When you put money in a savings account, the bank or building society can lend your deposits to firms to support and grow their businesses. Ethical saving and investing lets you be selective about which firms you help.
Investments are something you buy or put your money into to get a profitable return.
Make money saving fun, by taking advantage of cheap and free activities, because getting together with friends and family doesn’t have to blow your budget.
Ever wondered where your money has mysteriously disappeared to by the end of the month? Well… there’s a good chance you’ve eaten it.
More than half of us now avoid queuing up in bank branches by accessing our accounts directly from our computers, tablets or smart phones. But how does it work and is it safe?