Everyone should prepare for sudden expenses by regularly putting money aside for things like a broken washing machine or boiler – but there is such a thing as too much emergency cash. It’s best to split your savings, so you’re keeping some to hand for emergencies and putting the rest where it can work harder for you.
To see how much rent you can afford, you first need to add up all of your other expenses. Read on for an overview of the upfront and ongoing costs you need to consider before deciding whether or not you can afford the rent.
Buying a car is one of the biggest purchases you’ll make. However, once you have bought your car, you have to keep it on the road. It’s important to think about how much this is going to cost in the long run.
Pensions might seem complicated, but the basic idea is a simple one. It’s worth understanding the benefits of saving into a pension scheme, because your State Pension – while providing a foundation – may not be enough to live on.
If you save regularly, you’ll quickly find that your savings add up and keep growing. Get into the habit and watch your money turn into more money.
In this guide we’ll help you understand your payslip and explain how to make sure you’re being paid the right amount.
Young drivers’ car insurance is likely to be very expensive and as a new driver it’s good to know about different coverage levels and what affects how much you pay. Here you can find out everything you need to know about new driver car insurance, how to get the best deal and reduce your premiums.
You might have one or more different types of pension. Understanding which you have is important because it affects the decisions you need to make as you approach retirement.
Some tips and tricks for putting your money to good use
Managing money and making ends meet when you’re on a low income takes careful organisation. So we’ve pulled together some of the best ways to make sure you’re using all the tricks in the book to help you stay in control when you’re on a tight budget.